Do you have temporary financial problems? Or maybe you need extra cash quickly? Instead of going to the bank for a loan, it is a good idea to use the offer of a proven loan company. Contrary to appearances, in companies offering payday loans you can find conditions so favorable that we will not find in any bank. An interesting option is even free payday loans, which are already on offer of several loan companies operating on the Polish market.
Companies offering quick loans are becoming more and more popular among clients, not only those whom the bank refused to grant loans from year to year. Payday loans are easily available and the application for a loan is extremely short. If we add to this high granting and many interesting promotions or loyalty programs, it is not surprising that many people prefer to choose a non-bank loan instead of applying for a bank loan.
The big advantage of payday loans is also the minimum of formalities – in order to receive a loan, it is usually enough to complete a simple online application and provide personal ID details. You do not need to provide any earnings or employment certificates. Quick loans are therefore a good solution for people who have unstable employment, do not have an employment contract or are employed seasonally.
Free borrowing for new customers
A non-bank loan does not have to be expensive. And even more – it can be completely free. The offer of free loans is a proposal for new clients who are using the services of a particular loan company for the first time. In the VIASMS loan company you can find the offer of the first free loan for up to $ 1,500 for 30 days (also check what other features a non-bank loan has) .
The free loan means that you have to pay back the exact amount you borrowed. There are no interest, additional fees, commissions or other costs about which the customer is not informed when applying for a loan. It is worth remembering, however, that a free loan will actually be free only if it is repaid on the agreed date. If the repayment deadline is exceeded, penalty interest or other additional costs will automatically be charged, so the loan will cease to be free.
Transparent conditions, clear rules
The first loan for $ 0 is therefore a good solution, but only for people with fixed-term accounts who take their financial obligations seriously. Delay in repayment not only means that the loan is no longer free, but it can also cause difficulties in getting another financing in the future.
Fast loans in payday loans are a good and proven alternative to bank loans, but you must be aware that when it comes to repayment rules, they work very similarly. Customers who pay their liabilities in a timely and reliable manner can count on better conditions or larger amounts to be borrowed in the future (check offers for quick loans) . On the other hand, people who are notoriously late with repayment automatically build a negative credit history, which in the future may cause difficulties not only in taking a loan, but also in buying something even in installments.